#1
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I just rode my car off into a telegraph poll wasn't my fault or nothing but i doubt ill be getting a cent out of the other guy and i'm wondering if anyone knows where i can get a loan from if it's even possible.. I work at big w part-time and i'm at tafe.. Any help would be greatful im from sydney so if anyone knows any places in sydney let me know thanks in advanced |
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DreamensioN
Post #9
Hang on... there's a hole in your story. |
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lawsy82
Post #12
Commonwealth bank way to go. Un-secured loans,approval on the spot,funds into the account the next day. Fixed rate for 12.65% variable rate for 12.70%. Banks preferred commitment level is about 35%, so in other words if u net $100 a week ur repayment cant be more than 35bucks a week. Part time is no prob at all,u wont need a guarantor. Loan s can be taken between 1-7 years,so 7 years may be the way to go to make ur repayments lower. Hope that helps |
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45SET
Post #14
I'll just make a pitch for my work... Bank Of Queensland. |
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v8srchoice
Post #16
mate, in my experience, st george are great with young people without credit histories. |
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Rookie ROX
Post #17
I'd have to agree with comments against Bank of Queensland - even in day to day runnings I've had bad experiences simply with money coming from a BOQ account to mine, and I have a boss and girlfriend who use them and regularly complain. But anyway. |
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rotmanozzie
Post #19
QUOTE(SEXDRV @ Aug 4 2006, 03:42 PM) [snapback]1280123684[/snapback] I was just asking to find out incase anyone knows any good banks that won't charge much on interest.. Thanks for all your replys anyway.. I hate to break it to you, but there aren't any "good" banks. They're all bastards out to make as much money out of you as possible and hit you with as many different fees and charge's they can think of. Don't blow too much on a car mate, put it towards a deposit for a house ![]() |
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sick_sr20de
Post #22
i did a school assignment on car loans 6 months ago and found out that CREDIT UNIONS are the best value.... there was up to 5% interest... just google australian bank and credit uniouns for car and personal loans. That 4 hours of research will save you thousands |
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UNrEalEscalades
Post #23
kind of off topic but money is just too easy to get these days. i'm 18 (now) and a few years back i got a 5g loan approved through CBA over 5 years. i didn't even have any money saved and i only had a casual job. then this year when i turned 18 i applied for a credit card and i got sent 3 totalling 4.5g credit (CBA $2,500. ANZ $1000. Wizard $1000). wtf |
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scan
Post #24
QUOTE(UNrEalEscalades @ Aug 6 2006, 09:16 PM) [snapback]1280128578[/snapback] kind of off topic but money is just too easy to get these days. i'm 18 (now) and a few years back i got a 5g loan approved through CBA over 5 years. i didn't even have any money saved and i only had a casual job. then this year when i turned 18 i applied for a credit card and i got sent 3 totalling 4.5g credit (CBA $2,500. ANZ $1000. Wizard $1000). wtf ![]() so anyway i found CBA reasonable for my loan, the interest rate is probably a tad higher than some credit unions (12.5% ish) but not excessively.also if your still a student CBA will wave the admin fees etc. god i love doing this but can we all say BullShit u cant get a loan no matter who u are under the age of 18 in australia (with out your parents as the person taken the loan out) banks are banks its simple look around dont go on the net and put applacations out as the more u do and get declined the worse your record looks (and yes even the smallest bit of info on you adds up) go to branchs and talk to the girls and guys there about them then go to more and more and more till u basicly have run out of ppl to go to (write down all possible info they give to u and take it to the next bank and see if they cant offer better deals). most banks dont budge to much but some will offer little insentives to going with them like cheaper fees, less interest, abilty to withdraw extra money u have payed if needed INSURANSE just incase you get laid off or cant work and many other little bits and peices. i know by 2 reasons a) i have done 5 loans in 3 years 1 for a house 4 for my cars and bike b) after 30 years of my mum working for various banks and finacial places u tend to listen to what they say and most the time it helps (dont go to car loan places they charge high interest rates and fees) go to banks unions and other major places that u see day to day dealing with ppl |
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UNrEalEscalades
Post #25
^^^umm i think your a fucking dick buddy, i would agree with u if i didn't currently have a loan but i do. and i'm pretty sure its in my name. you dont know the whole story so shut the fuck up and think before u decide to call bullshit when u really know jack all |
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rotmanozzie
Post #27
QUOTE(scan @ Aug 6 2006, 09:47 PM) [snapback]1280128713[/snapback] god i love doing this but can we all say BullShit u cant get a loan no matter who u are under the age of 18 in australia (with out your parents as the person taken the loan out) banks are banks its simple look around dont go on the net and put applacations out as the more u do and get declined the worse your record looks (and yes even the smallest bit of info on you adds up) go to branchs and talk to the girls and guys there about them then go to more and more and more till u basicly have run out of ppl to go to sorry buddy, but its a piece of cake to get a car loan off those pricks at the bank.......didn't you see on the current affair show where this homeless guy got a home loan down in Melbourne, obviously it didn't last because he couldn't pay it off.....a bloke with NO FIXED ADDRESS got a home loan, how's that for doing a history check ![]() |
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57ING
Post #29
If you want the lowest personal loan rates in Australia, 7.79%, ring these guys, I dont deal with them directly but have passed there number onto a number of people I know now.......... |
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